Joseph L. Davis, CLU,ChFC,CFP

Joseph L. Davis is the founder and president of Davis Planning Associates, Inc., doing business as The Living Capital Group. With over 40 years of experience in financial services, Joseph has built one of the most respected and comprehensive independent financial planning firms in the Washington DC metropolitan area, serving clients across DC, Maryland, Virginia, and nationwide.

Joseph founded the firm in Washington DC in 1984 with a simple but powerful vision: that every individual, family, and business deserves a truly independent financial partner who puts their interests first, takes the time to understand their unique situation, and stays with them through every stage of life. That vision has guided everything The Living Capital Group has done for over four decades.

As an independent registered representative and LPL Investment Advisor Representative, Joseph provides fee based financial planning, investment counseling, asset management, and asset allocation to individuals, families, corporations, and nonprofit organizations. His areas of specialization include retirement planning, executive compensation, life insurance, and comprehensive wealth management through The Living Capital Program™, the firm's proprietary approach to building and protecting financial security.

Joseph holds three of the most respected designations in the financial services industry. The Chartered Life Underwriter (CLU) designation reflects his deep expertise in life insurance and estate planning. The Chartered Financial Consultant (ChFC) designation demonstrates his comprehensive knowledge of financial planning. And the CERTIFIED FINANCIAL PLANNER™ (CFP) designation represents the gold standard of financial planning credentials, requiring rigorous education, examination, and ongoing continuing education.

Throughout his career Joseph has assembled a team of specialists covering every aspect of financial life, from Medicare and employee benefits to investments and legislative affairs, so that every client of The Living Capital Group always has access to the right expert at the right time. He believes deeply that financial decisions are not just about money. They are about family, independence, legacy, and confidence.

Joseph is committed to the Washington DC community that has been his professional home for over 40 years and continues to serve clients with the same passion, integrity, and personal dedication that has defined his career from the very beginning.